Insurance Blog

Understanding Workers' Comp

Workers’ comp is not a perfect system, and sometimes things can wrong or fall through the cracks. If an employee filed a valid claim, workers’ comp should cover all their medical expenses resulting from the work-related injury. If anything goes wrong with this process, it is important to find out what went wrong with the claim and get it corrected. How Does An Employee File... Read Article

5 Steps To Follow After A Car Accident

No matter how diligently you drive, car accidents are sometimes unavoidable. It is important to know about the following steps to take in case you are involved in a crash. Step 1: Check Yourself & Your Passengers For Injuries If you are injured, call 911, or asked someone else to do so if you are unable. If you have passengers in your vehicle, check to... Read Article

Cargo Insurance Vs. Commercial Trucking Insurance

Commercial carriers are required by law to have carrier liability insurance. Since this insurance provides limited coverage, and because cargo can be damaged in many different ways, most shippers request cargo insurance to protect their goods from damage, loss, or theft during transit. Commercial trucking insurance, on the other hand, is essential coverage for a business or owner-operator providing trucking services. What Is Cargo Insurance?... Read Article

Understanding Collector Car Insurance

Anyone who owns a car needs car insurance. However, collector cars are different and require a special type of auto insurance. Collector car insurance is designed specifically to provide coverage for valuable classic, antique, and collector motor vehicles. Why Do Collector Cars Require Unique Insurance? Special collector car insurance is needed for several different reasons: Classic performance and collector cars are typically more expensive than... Read Article

How Long Does Business Interruption Insurance Coverage Last?

Most commercial property insurance policies include business interruption insurance. With this coverage, the insurer agrees to pay for loss of business income resulting from a covered peril. But how long does it last? In most cases, business interruption insurance coverage continues from the date of loss until property damage can be repaired with dispatch and due diligence. Period Of Restoration The length of time in... Read Article